|
關(guān)注：1
2013-05-23 12:21
求翻譯：Real estate loans (especially individual housing loans) itself is of high quality banking services to make profits, because the current deposit interest rate of only 4.14%, while the 5-year real estate loans over the interest rate up to 7.83%, very large deposit and loan spreads. But excessive reliance on bank loans as是什么意思？ 待解決
 懸賞分：1
- 離問題結(jié)束還有
Real estate loans (especially individual housing loans) itself is of high quality banking services to make profits, because the current deposit interest rate of only 4.14%, while the 5-year real estate loans over the interest rate up to 7.83%, very large deposit and loan spreads. But excessive reliance on bank loans as
問題補充： |
|
2013-05-23 12:21:38
房地產(chǎn)貸款（尤其是個人住房貸款）本身是高品質(zhì)的銀行服務(wù)，賺取利潤，因為目前的存款利率僅為4.14％，而利率5年以上房地產(chǎn)貸款高達7.83％，非常大存款和貸款利差。但過度依賴銀行貸款作為房地產(chǎn)開發(fā)的資金來源，房地產(chǎn)開發(fā)，有可能會出現(xiàn)一個單一的資金來源，“兩難” - 一放就亂的地方，導(dǎo)致更加困難的房地產(chǎn)融資，以接近死亡， ，房屋的房地產(chǎn)不能健康發(fā)展。運行機制如下：如果商業(yè)銀行緩解，房地產(chǎn)貸款的供應(yīng)量增加，一方面，房地產(chǎn)投資開發(fā)貸款增加將導(dǎo)致近年來增長迅速，中國的固定資產(chǎn)投資一直保持年增長率率20％以上，在上游
|
|
2013-05-23 12:23:18
|
|
2013-05-23 12:24:58
|
|
2013-05-23 12:26:38
|
|
2013-05-23 12:28:18
|
湖北省互聯(lián)網(wǎng)違法和不良信息舉報平臺 | 網(wǎng)上有害信息舉報專區(qū) | 電信詐騙舉報專區(qū) | 涉歷史虛無主義有害信息舉報專區(qū) | 涉企侵權(quán)舉報專區(qū)
