At the same time under normal circumstances, micro-credit officers have "no credit winter and spring and autumn release" from the traditional concept, which makes micro-credit in rural areas can not establish a system of long-term loans.

While under normal circumstances, the micro-finance personnel have placed "spring Harvest winter not lending" the traditional business concepts, and this makes rural micro-credit was unable to establish a long-term loans in the system.

Simultaneously in the ordinary circumstances, the jot credit personnel all have “the spring to put the fall harvest winter does not loan” the traditional management idea, this causes the countryside jot credit to be unable to establish one kind of medium and long-term loan the system.

At the same time under normal circumstances, microcredit staff has a "spring and autumn and winter are not loan" traditional operating concepts, which prevented the rural micro-credit from established a system of medium-and long-term loans.

At the same time under normal circumstances, microcredit staff has a "spring and autumn and winter are not loan" traditional operating concepts, which prevented the rural micro-credit from established a system of medium-and long-term loans.