Private finance is not included in the routine regulatory system of the People's Bank of China and other financial regulatory agencies, and lack of government coordination and guidance of the financial activities of private voluntary.

Private banking is that there is no included in the People's Bank and other financial regulatory agencies of the general supervision and control system, and lack of government coordination and guidance of the financial activities of the people on their own.

The folk finance is refers has not integrated financial supervising and managing organization and so on the People's Bank of China conventional supervising and managing systems, and lacks the government coordination and the instruction folk spontaneous finance activity.

Financial means do not have general regulatory system into the people's Bank of China and other financial regulators, and lack of coordination and guidance of the Government civil spontaneous financial activities.

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